SMALL BIZ CFO provides a wide range of financial and operational services that are tailored to your small business and available on either a project or retainer basis. We work with you and your designated team to successfully achieve your desired results while instilling best practices along the way.

"My goal is to teach my small business clients how to fish for themselves. I'm there for them when they need me but ultimately, I hope they grow to need a full-time CFO. When that times comes, I can help them identify and hire the right person."

Below is a sampling of SMALL BIZ CFO's service offerings. You decide which services you want or need most. And if you’re not sure, we can perform an up-front financial assessment of your business in order to recommend which services you should probably consider.

Cash Management
Financial Planning
Financial Management
Operations; HR
Legal & Administration
Due Diligence

Cash Management
	Develop short and long-term projections of cash requirements
	Accelerate billings and collections processes
	Help secure a bank line of credit
	Maintain banking and loan relations, including reporting requirements
	Invest excess cash balances while maintaining liquidity
	Advise whether to buy or lease furniture & equipment

Financial Planning
	Create customized financial business models of current operations
	Develop a financial and operational business plan; for start-ups as well as ongoing operations
	Assess the financial impact of strategic initiatives; including cost and pricing strategies
	Perform historical trend analyses to project future trends
	Perform financial ratio analyses

Financial Management
	Evaluate, select and implement accounting and financial systems
	Decrease time to produce monthly financial statements
	Analyze and interpret financial statements
	Identify and monitor key business metrics
	Implement departmental budgeting and variance reporting
	Create daily, weekly, monthly reporting packages as appropriate
	Define back-office staffing requirements necessary to support the business
	Interview, train and mentor in-house accounting and finance staff
	Manage the annual audit or review process
	Compile year-end financial and accounting records for preparation of corporate tax returns
	Oversee all corporate financial and accounting activities

Operations; HR
	Recommend areas for improvement in finance, operations and administration
	Design and/or modify operational processes to meet changing needs due to reorganization, growth and attrition
	Implement productivity and time tracking
	Develop HR policies and procedures; Introduce best practices
	Implement and administer stock and stock option plans
	Evaluate alternative employee insurance benefit plans as well as 401(k) and section 125 plans
	Review corporate insurance policies for adequate and appropriate coverage

Legal & Administration
	Review current business agreements with customers and/or suppliers; suggest changes when appropriate
	Assist with contract and pricing negotiations with customers and suppliers
	Create prototype business agreements for review and final edit by lawyers
	Review and negotiate facilities lease
	Recommend use of copyright, trademark, and patent application when appropriate
	Liaison with Company’s legal firm

Due Diligence
	Review and organize all corporate records & agreements
	Compile all relevant documentation

Financial Modeling
Business Plans
Budget Preparation
Trend Analysis
Financial Analysis
Cash Flow Projections
Cash Management
Banking & Loan Relations
Equipment Leasing
Management Accounting
Cost Analysis
Productivity Metrics
Pricing Strategies
Risk Management
HR Administration
Stock Option Plans
Facilities Management
Business Agreements
Contract Negotiations
Corporate Governance
Due Diligence
Board Advisory
Financial Oversight